CHICAGO, IL--(Marketwire - Apr 19, 2011) - A consumer from downstate Bloomington, Illinois received a jury verdict against General Motors, LLC ("GM") for breach of express warranty and breach of implied warranty in connection with her purchase of a defective 2010 Cadillac SRX. Shelly Newman filed a complaint against GM after her attempts to have various defects in her vehicle repaired by an authorized GM dealership failed. Ms. Newman contacted Krohn & Moss, Ltd., a Chicago law firm that has handled over 35,000 cases since its inception in 1995, seeking to enforce her rights as a consumer. Krohn & Moss, initially contacted GM in writing seeking a resolution to Ms. Newman's case without having to seek court intervention. However, efforts to resolve this "lemon law" dispute were unsuccessful and ultimately the case proceeded to trial.

In reaching the verdict, the jury found that GM had been provided a "reasonable number of attempts" to repair Ms. Newman's vehicle but failed to do so. The jury awarded Ms. Newman $7,000.00 in damages representing how much she overpaid for her vehicle due to its defects along with the aggravation of being forced to live with the problems. As a result of the verdict in Ms. Newman's favor, Krohn & Moss, Ltd. was also able to seek and receive payment for its attorneys' fees from GM as is required by various state and federal laws after prevailing in a "lemon law" case. Eric Kaczander of Krohn & Moss, Ltd. who was the lead trial attorney for Ms. Newman in commenting on the jury's verdict stated, "This verdict sends a message to all manufacturers that they need to stand behind their products and the excuse that they are 'working on a fix' for the very product they manufactured and profited from is unacceptable." Mr. Kaczander can be reached by calling Krohn & Moss, Ltd. at (312)578-9428, extension 274 or e-mail Mr. Kaczander directly at ekaczander @ consumerlawcenter . com.

For more information concerning this case, please reference Tazewell County, Circuit Clerk 10^th Judicial Circuit of Illinois, Case No. 10 LM 393.

About
The law firm of Krohn & Moss, Consumer Law Center®, was founded in 1995 by attorneys Adam Krohn and Gregory Moss, providing legal representation to consumers with defective vehicles and products, consumer fraud concentrating in auto fraud claims such as odometer setbacks, auto dealer financing scams and vehicle history misrepresentations, FCRA (Fair Credit Reporting Act) and FDCPA (Fair Debt Collection Practices Act) violations. Visit the Krohn & Moss website at www.yourlemonlawrights.com or you can contact our firm at 888 MY-LEMON (888-695-3666), toll free from anywhere in the US.

SOURCE: http://www.marketwire.com/press-release/krohn-moss-wins-jury-award-in-defective-cadillac-case-against-general-motors-llc-1504199.htm

The Ugly Side Of Debt Collection Companies

Debt collection harassment often takes ugly turns with debt collectors resorting in sleaziest techniques. If you were to think that debt collectors are a set of sophisticated lot, it is time to reconsider our feelings. In what can be termed as a spine chilling incident, a debt collector operated despite being in prison.

Lamont Cooper from New York owns Legal Action recovery, a debt collection agency, Legal Action Recovery known to be a professional debt collection firm, served term in prison. The chilling fact was that not only did this collector and his collection agency resorted to terrible tactics, but he continued business as usual from prison.

Prison surveillance showed that he corresponded with his employees and demanded to be informed of all banking activities. The New York Attorney General's office filed charges against him for continuing business from prison. He will be arraigned after he is discharged form federal custody.

A reporter of a news paper turned debt collector for three months to understand how this business works. His confessions include how unpaid bills are considered a boon by debt collectors. His stint at the collection agency taught him some hard truths. Motivated strictly by cash, collectors manipulate, shame and threaten people into paying, without caring whether the bill is legitimate. If they do not do this, their superior takes them to task. The cash benefits of collecting are huge and encouraging enough for collectors to use unethical means.

Debt collection is a massive industry where each debt collector is trained in collection tactics. Each one of them makes roughly 150 to 200 calls per day. They are taught to pose as para legals, give financial advice should the debtor opt to settle, try harassing techniques and so on. At the end of the day a collection agent has to complete his task of making those many calls and strike deals.

Typically debt collection training requires a debt collector to be polite, well mannered over phone, handling the conversation and closing the call on a pleasant note. But the real debt collectors are far from this description. They use abusive and illegal methods and end up violating the Fair Debt Collection Practices Act (FDCPA). The FDCPA was established to ensure fair debt collection and is enforced by the Federal trade Commission and private litigants.

How to Get the Most for Your Money on Your Auto Insurance

Buying an auto insurance that's right for you can be very frustrating, if you are a first-time buyer. You can get the most out of your money on your auto insurance if you keep your eyes open to a few basics of auto insurance shopping.

Please look at the following positive driving habits that would fetch you a relatively good saving:

If you are a safe driver you are sure to save more on insurance. Drivers with good driving records can save as much as 60 percent over drivers who are prone to getting in trouble on roads with accidents.

Maintain a good financial credit score. Majority of the insurance companies tend to give you a rate that is based on your financial credit. If you maintain your financial credit well it gets you a much lower premium. Always choose a higher deductible to pay before your insurance policy gets activated as it will give you a policy you need to pay relatively less for.

Choose a policy wisely to eliminate unnecessary coverage. If yours is a new car you would afford to get a little more generous for its protection. But then if you want insurance for an older model with a little cash value, it makes sense to curtail your expenses on it. You can eliminate the 'collision or 'comprehensive' coverage, which are mainly intended for high value cars that are prone to theft, or require radical protection from damages.

Buy from an insurance company you know and have already dealt with before. Insure your car and home with the same insurance company. You could save money if you have more than one type of insurance policy with the same insurance company, say your auto policy and a homeowners' policy. The more business you give the insurance company, the more valued you are, as a customer.

Combine your auto policy with others in the same household for a multi-car discount. You can add extra policies to get extra auto insurance policies for you and your roommate.

Policies that allow you to get a multi-car discount and significant savings:

• Student discounts such as a good student credit for maintaining a B average
• A driver in your household is living away at school and not driving as much
• Spin off policies from a parent's policy for a young driver who wants his own policy

Refresh your driving skills a state-approved defensive driving course. If you complete a state-approved defensive driving course you could qualify for savings. Drivers under the age of 21 with a driver training course can also qualify for savings. Your education can also bring in a nice discount on your auto policy. The more educated you are the cheaper the rate of the insurance policy becomes.

Research thoroughly before you buy a car. A safer car costs less to repair and less to insure. Research thoroughly for crash-test reports, repair records and manufacturer recalls of any car you are considering. Research thoroughly on-line or even a consumer protection magazine can even be equally useful.

Never pause your auto insurance but continue it even if your present car is confined to the garage in a dilapidated stage. Try to maintain its auto insurance even if you do not own a car. If you discontinue it, you might have to pay a sizable surcharge when you go to buy another policy sooner or later.

Have an independent agent as your personal insurance expert. An independent agent generally has very good relationships with many an insurance company. He would be highly obliged to shop for you for an insurance policy. The same guy would also be handy as your personal insurance expert you can always fall back on. An insurance agent may not cost you anything extra, but the support you get from him will be worth more than what you pay for.

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