The Fair Debt Collection Practices Act (FDCPA) was shaped by the Federal Trade Commission (FTC) and passed by the Congress to ensure fair and lawful debt collections. This Act regulates debt collectors to ensure the rights of consumers for fair collection of debts.
Read More: http://www.yourcollectionrights.com/post/Debt-Collectors-should-follow-the-FDCPA-Laws.aspx
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